Health Packages
Health packages offer benefits to both staff members and the employer.
Retaining existing staff and attracting new team members has never been more difficult.
In today’s competitive employment market it is vital that employers offer more than just pay. Otherwise it simply becomes an auction with the highest bidder winning the race, which rarely secures loyalty from existing or newly recruited staff.
Offering additional benefits is not just a way to attract new team members, it’s also an effective way to retain valuable staff. Welfare benefits such as health protection support both staff and employers, particularly as long NHS waiting lists for appointments or procedures can leave businesses short staffed.
Utilising group buying power, Hospitality Ulster — through our partner Towergate Health & Protection — has secured best-in-class packages to help deliver real staff benefits and retention incentives at highly competitive costs.
Health Cash Plan: £1 per employee per week (min. 2 employees)
From as little as £1 per employee per week you can support your workforce with several everyday healthcare solutions.
Musculoskeletal, dental and other minor ailments often lead to employees taking time off work. Many employees delay treatment due to cost, but early intervention can prevent problems impacting the workplace.
Through Towergate Health & Protection you have access to bespoke health cash plans designed to help employees with everyday healthcare costs.
From a basic level of cover, employees can claim for:
- £65 per year for dental treatment
- £65 per year for optical costs
- £150 per year for complementary therapies such as physiotherapy, acupuncture, osteopathy or chiropractic treatment
- £200 per year for private specialist consultations including CT, MRI and PET scans
- £20 per year for prescriptions, inoculations and flu jabs
- Employee Assistance Programme (EAP) providing 24/7 support for health and stress-related issues
- Virtual GP & prescription service
Unlike some private medical insurance policies, healthcare cash plans can cover pre-existing medical conditions. This means they can be offered as a benefit that all employees can use.
Click here for full brochure
HU members: click here to enquire
Alternative Private Healthcare Cover: £11.90 per employee per month
This option provides a more affordable alternative to traditional private medical insurance while still delivering a broad range of health and wellbeing services.
- Exclusive to Hospitality Ulster — no waiting period before benefits can be used
- 24/7 access to UK-based GPs for consultations and prescriptions
- Mental health support from experienced counsellors
- Physiotherapy benefit including treatment plans and up to six face-to-face sessions
- Private diagnostic services such as scans and specialist consultations
- Access to 200+ surgical procedures
- Guaranteed acceptance regardless of pre-existing conditions
Click here for full brochure
HU members: click here to enquire
Private Medical Insurance (PMI)
Business private medical insurance policies can provide rapid access to consultants, diagnosis and treatment — helping employees return to work more quickly.
- Rapid access to medical treatment
- Pre-existing conditions covered when insuring 15+ employees
- Comprehensive cover options
- Free unlimited consultancy support
- Free private GP service for all employees when a plan is set up
- Free market reviews for your business
- Additional benefits available for Towergate & Hospitality Ulster members
Click here for full brochure
HU members: click here to enquire
Group Risk & Protecting Your Business
Your employees are your greatest asset and supporting their financial wellbeing can improve engagement and retention.
Group Life / Death in Service Cover
Available from as little as £1.58 per employee per week based on 10 employees and £50,000 benefit.
Click here to calculate your premium
Group Income Protection
Provides continuing income for employees unable to work due to illness or injury, along with early-intervention support services.
Group Critical Illness
Pays a tax-free lump sum upon diagnosis of serious conditions such as cancer, heart attack or stroke.
Key Person Cover
Protects the business financially if a key employee becomes seriously ill or dies.
Business Loan Protection
Provides funds to repay business loans if an owner dies or becomes critically ill.
Shareholder / Partnership Protection
Provides funds for remaining shareholders to buy shares from a deceased or critically ill partner.
Click here for full brochure
HU members: click here to enquire
Why We Chose Towergate Health & Protection
Hospitality Ulster and Towergate Health & Protection have teamed up to offer members a range of health and wellbeing solutions to support employees.
Towergate is an award-winning independent intermediary specialising in health and wellbeing solutions for businesses across the UK and internationally.
They Do the Hard Work for You
As an independent intermediary, Towergate explores the entire market to source the best providers and products to meet your needs.
Focused on Service
Dedicated support teams and award-winning customer service ensure excellent value and guidance for businesses.
